Easy, Simple & Fast Loans

The accepted form of coming up with a credit score is by using a system called FICO. FICO considers a person’s payment history and how far in debt they are today. With this scoring program, any rating less than 620 is usually seen as a bad credit score. With a poor credit rating, you are still welcome to send a request for a loan to us at Easy Loans. We will do our best to help you find a lender.

A bad credit score means that you could pose a risk to a lender who approves you for a loan. If a lender notices your bad payment history or failure to pay off debts on time, it could mean you might not pay a loan back as well. This is why it can be more complicated to get a credit card, make a purchase on credit or get a fast loan. We think you deserve another chance and we’re here to help you find a lender. We would be happy to go ahead and share your request for a loan with lenders who might pre-approve your inquiry. If that happens, the lender would reach out to you directly with an offer that you can sign.

There are lenders who are willing to help you out with an online loan even when you have a bad credit status. The way to find one of the lenders is by sending us your online inquiry form. Use your tablet, smartphone or laptop to submit it today so we can help connect you with a trusted lender.

There are organizations set up especially to help people who have gotten a bad credit score. The professionals working in these groups are set up to share tips and information with you that can help. It’s important to fully trust the person you are speaking with, so take time to ask questions and feel comfortable. You can ask around about the organization for word of mouth recommendations and also look at online reviews. A financial professional will work hard to help you improve your credit standing.

Every person is different, but you can look at your credit history to get a good understanding of where, when, how and why you have a bad credit score. If it was a temporary financial set-back, it should be easier to fix your score. If you have a long habit of paying bills late or not paying them at all, it might take a little more time. In short, you need to prove that you are a good credit risk by paying bills when they are due. In addition, if you have a good paying job and not too much debt, that will also help repair your score. If you owe a lot of money now, simply paying that down could also help.